According to Sawyer Merritt on X, Tesla’s new Safety Score version 3.0 assigns a default score of 100 for miles driven on Full Self-Driving, leading to a reported 30% reduction in insurance premiums for a Tesla owner in Arizona. As reported by Sawyer Merritt, this change directly affects Tesla Insurance pricing, which is usage and behavior based, creating an immediate business impact for FSD users who log more assisted miles. According to Sawyer Merritt, the policy design highlights how AI-enabled driving assistance can translate into measurable risk-based pricing advantages for consumers and could incentivize broader FSD adoption, increasing Tesla Insurance retention and mileage share on supervised autonomy.